Insurance companies’ primary goal is to profit. They profit by offering you the least amount of money possible to settle your claim. They interpret the terms of your policy so they benefit (save money), hoping you will accept their interpretation and ultimately their low initial offer.
They count on your lack of understanding of the insurance industry, your policy and the process for filing a claim. They put the burden of proving damages and documenting your loss on you, the insured. They know this is a time of financial and emotional difficulty for you. They know you are more likely to accept their first offer and move on from this chapter in your life.
It’s not your fault—how many claims do you expect to submit in a lifetime? How can you focus on the details of your policy while you are recovering from a substantial loss, or maintaining your property, health and quality of life for your family?
Gain the advantage of knowledge, experience and negotiating on a peer-to-peer level with the goal of a favorable adjustment and final settlement with the assistance of Insurance Claim Help, LLC. We will advise and assist you in submitting your claim, while keeping you informed during the process.
We act on your behalf as the exclusive representative of the policyholder to:
- Review your policy in great detail
- Interpret your policy to maximize your benefits
- Cite or apply state statutes, administrative codes and case laws to your advantage
- Document and appraise your damaged property
- Provide accurate, detailed estimates
- Substantiate and support your claim with qualified expert, if necessary
- Negotiate with your insurance company
- Settle your claim in a timely manner with the best possible outcome
The ICH Advantage—Communication, Technology and Documentation
ICH adjusters routinely work together to keep a pulse on the industry and exchange information with other professionals. Our constant networking results in vital learning opportunities and provides ICH’s clients with cutting edge adjusting techniques. This includes everything from detailed cross-referencing of the most current market prices to new industry trends as well as any corporate policy changes your insurance company may have recently made that could influence how your claim is settled.
Maintaining consistent and accurate flow of communication is a task that ICH has perfected over the years and made more efficient by tailoring a software program unique to the industry.
Every member of the ICH team holds invaluable resources and knowledge beneficial to the successful handling of every claim. Therefore, even though one of our experts will be assigned to handle your claim from beginning to end, every one of our clients receives the experience and knowledge of the entire group in a structured and orderly approach without hindering the settlement process. All of our adjusters have access to your claim from any location that offers an internet connection - making your personal claim information available 24 hours a day, 7 days a week.
Documentation and communication are critical when adjusting an insurance claim. Without it, proving damages to the insurance company can be difficult. For this reason, we made sure that our software also allows us to retrieve, store and edit each piece of information pertinent to your claim.